PapersAi

POPIA-First. FSCA-Aligned. AI-Assisted

Securely generate compliant Records of Advice from policy documents — without exposing client data

  • Save time
  • Fewer rewrites
  • Faster turnaround
  • More clients per month
  • Less admin stress
  • Client data encrypted before AI processing
  • Advice remains broker-led and reviewable
  • Built for FSCA and POPIA expectations
PapersAi secure document workflow

Pricing

Pay Per Use

R180

per ROA

  • Custom interval
  • Pay R180 per ROA (charged before generation)
  • No monthly subscription
  • Perfect for occasional use
Register Pay Per Use

Basic Plan

R490

per month

  • 20 ROAs included per month
  • R40 per additional ROA (after included ROAs)
  • Usage resets monthly
Register Basic Plan

Professional Plan

R890

per month

  • 60 ROAs included per month
  • R30 per additional ROA (after included ROAs)
  • Usage resets monthly
Register Professional Plan

Download the Encryption App

Download

PapersAi assists with document preparation. All advice remains subject to adviser review and responsibility.

Why PapersAi exists

South African brokers are under more pressure than ever.

  • More scrutiny from regulators
  • Higher documentation standards
  • Zero tolerance for POPIA breaches
  • Less time to produce compliant advice records

Yet the Record of Advice (ROA) remains one of the most audited and most frequently deficient documents in the industry. PapersAi was built to solve exactly this problem — not with shortcuts, but with regulatory-first design.

Built for the Way the FSCA Expects You to Work

The Financial Sector Conduct Authority (FSCA) has been clear in its communications and conduct reports:

Advice documentation must be clear, client-specific, defensible, and securely handled, with personal information adequately protected at all times.

PapersAi is perfectly aligned with this position — by design, not by marketing claim.

1. Client Data is Encrypted Before AI Is Ever Used

Unlike generic AI tools, PapersAi never sends raw personal information to the AI layer.

  • Names, ID numbers, addresses, policy numbers are encrypted locally on your device
  • AI only processes anonymised policy content
  • Decryption happens after the ROA is generated and aligns with FSCA expectations around
  • Data minimisation
  • POPIA compliance
  • Responsible use of third-party technology
  • You stay in control of client data — at all times

2. Advice Remains Broker-Led, Not AI-Led

The FSCA does not permit automated advice that removes professional judgement. PapersAi respects this boundary:

  • You provide the policy document
  • AI structures and summarises — it does not "decide"
  • You review, approve and deliver the advice

This supports the FSCA's insistence that:

  • Advice must be appropriate and contextual
  • Accountability remains with the licensed FSP
  • Tools may assist — but never replace — the adviser

3. Every ROA Is Structured for Audit Readiness

  • No obligation to upgrade
  • Test compliance confidence
  • Experience the workflow
  • See how much time you save

Designed for South African Brokers — Not Silicon Valley

PapersAi was built specifically for:

  • FAIS Act requirements
  • FSCA conduct standards
  • POPIA enforcement realities
  • South African policy wording and disclosures

This is not a generic AI wrapper. It is a purpose-built regulatory infrastructure for advisers.

Your Next Steps (Takes Less than 2 Minutes)

  1. Download the PapersAi Encryption App
  2. Upload a policy document
  3. Generate your first ROA

Final Thought (From a Business Perspective)

In regulated industries, speed without compliance is a risk — and compliance without efficiency is unsustainable.

PapersAi gives you both.

That's why it aligns with the FSCA.

That's why brokers trust it.

Register Today

Register

PapersAi assists with document preparation. All advice remains subject to adviser review and responsibility.

Download the Encryption App

Download

Important Regulatory Notice

PapersAI is a documentation assistance tool designed to help licensed Financial Services Providers (FSPs) and authorised representatives summarise policy documents and structure Records of Advice.

PapersAI does not provide financial advice, intermediary services, or recommendations, and does not replace the professional judgement of an authorised financial adviser.

All advice remains the sole responsibility of the licensed FSP or representative, who must ensure that any Record of Advice is appropriate, accurate, compliant with the FAIS Act, and suitable to the specific needs and circumstances of the client.

PapersAI utilises artificial intelligence to assist with document summarisation and structuring only. The system does not assess client suitability, risk profiles, affordability, or personal financial circumstances.

All outputs generated by PapersAI must be reviewed, verified, and approved by the authorised adviser prior to being provided to a client.

Data Protection & POPIA Disclaimer

PapersAI is designed with data minimisation and encryption principles in mind.

Client-identifiable personal information is encrypted locally before any processing occurs.

Users remain responsible for ensuring their use of the platform complies with:

  • The Protection of Personal Information Act (POPIA)
  • Internal compliance policies
  • Any applicable FSCA guidance or directives

FSCA Relationship Disclaimer

PapersAI is not affiliated with, endorsed by, or approved by the Financial Sector Conduct Authority (FSCA). References to FSCA principles, guidance, or conduct standards are provided for informational purposes only and reflect industry best practices at the time of publication.

Limitation of Liability

While reasonable care has been taken in the design of PapersAI, no warranty is given that outputs will be free from errors or omissions. PapersAI accepts no liability for regulatory findings, compliance breaches, or financial losses arising from reliance on generated content without appropriate professional review.

AI can make mistakes. Please check important information.